Call reports 2009
CHAMPION BANK — 2009
What CHAMPION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 227,295,000 | 208,862,000 | 204,136,000 | 187,336,000 |
| Total loans | 180,899,000 | 162,748,000 | 154,517,000 | 142,233,000 |
| Allowance for loan losses | 4,532,000 | 6,181,000 | 7,546,000 | 7,512,000 |
| Securities available for sale | 17,009,000 | 15,203,000 | 16,671,000 | 17,729,000 |
| Securities held to maturity | 5,011,000 | 5,011,000 | 5,011,000 | 5,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,486,000 | 166,197,000 | 162,075,000 | 153,763,000 |
| Interest-bearing deposits | 174,086,000 | 161,044,000 | 157,276,000 | 148,664,000 |
| Noninterest-bearing deposits | 5,400,000 | 5,153,000 | 4,799,000 | 5,099,000 |
| Equity capital | 18,565,000 | 13,352,000 | 12,912,000 | 4,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,436,000 | 7,807,000 | 9,895,000 |
| Interest expense | 1,830,000 | 3,482,000 | 4,990,000 | 6,351,000 |
| Net interest income | 989,000 | 1,954,000 | 2,817,000 | 3,544,000 |
| Noninterest income | 165,000 | 287,000 | 211,000 | 205,000 |
| Noninterest expense | 1,576,000 | 3,525,000 | 5,405,000 | 7,275,000 |
| Provision for loan losses | 1,229,000 | 5,677,000 | 6,641,000 | 14,430,000 |
| Pretax income | -1,604,000 | -6,766,000 | -8,823,000 | -17,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,604,000 | -6,766,000 | -8,823,000 | -17,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,155,000 | 13,200,000 | 12,599,000 | 4,267,000 |
| Total capital | 20,541,000 | 15,494,000 | 14,879,000 | 6,349,000 |
| Risk-weighted assets | 188,741,000 | 179,602,000 | 177,084,000 | 161,098,000 |