Call reports 2007
CHAMPION BANK — 2007
What CHAMPION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,029,000 | 120,906,000 | 162,497,000 | 223,891,000 |
| Total loans | 59,977,000 | 98,766,000 | 137,706,000 | 188,581,000 |
| Allowance for loan losses | 583,000 | 972,000 | 1,362,000 | 3,071,000 |
| Securities available for sale | 12,559,000 | 12,999,000 | 17,712,000 | 14,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,116,000 | 104,704,000 | 133,956,000 | 175,661,000 |
| Interest-bearing deposits | 77,582,000 | 99,938,000 | 129,867,000 | 171,633,000 |
| Noninterest-bearing deposits | 2,534,000 | 4,766,000 | 4,090,000 | 4,028,000 |
| Equity capital | 14,663,000 | 15,818,000 | 20,168,000 | 22,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 3,265,000 | 5,990,000 | 9,576,000 |
| Interest expense | 742,000 | 1,924,000 | 3,489,000 | 5,519,000 |
| Net interest income | 564,000 | 1,341,000 | 2,501,000 | 4,057,000 |
| Noninterest income | 60,000 | 143,000 | 282,000 | 450,000 |
| Noninterest expense | 1,103,000 | 2,318,000 | 3,782,000 | 5,422,000 |
| Provision for loan losses | 322,000 | 711,000 | 1,101,000 | 2,810,000 |
| Pretax income | -801,000 | -1,545,000 | -2,103,000 | -3,707,000 |
| Income tax | -310,000 | -594,000 | -809,000 | -1,404,000 |
| Net income | -491,000 | -951,000 | -1,294,000 | -2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,663,000 | 14,693,000 | 19,277,000 | 19,654,000 |
| Total capital | 15,246,000 | 15,665,000 | 20,639,000 | 22,369,000 |
| Risk-weighted assets | 70,480,000 | 107,275,000 | 150,210,000 | 216,075,000 |