Call reports 2006
CHAMPION BANK — 2006
What CHAMPION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 27,096,000 | 67,156,000 |
| Total loans | 3,953,000 | 26,405,000 |
| Allowance for loan losses | 32,000 | 261,000 |
| Securities available for sale | 0 | 11,837,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 11,332,000 | 51,863,000 |
| Interest-bearing deposits | 10,994,000 | 49,207,000 |
| Noninterest-bearing deposits | 338,000 | 2,656,000 |
| Equity capital | 15,724,000 | 15,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 154,000 | 961,000 |
| Interest expense | 23,000 | 534,000 |
| Net interest income | 131,000 | 427,000 |
| Noninterest income | 2,000 | 71,000 |
| Noninterest expense | 657,000 | 1,670,000 |
| Provision for loan losses | 31,000 | 261,000 |
| Pretax income | -555,000 | -1,433,000 |
| Income tax | -213,000 | -551,000 |
| Net income | -976,000 | -1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 15,113,000 | 15,154,000 |
| Total capital | 15,144,000 | 15,415,000 |
| Risk-weighted assets | 8,501,000 | 36,990,000 |