Call reports 2008
FIRST FEDERAL BANK LITTLEFIELD, TEXAS, SSB — 2008
What FIRST FEDERAL BANK LITTLEFIELD, TEXAS, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,610,000 | 44,590,000 | 45,341,000 | 45,832,000 |
| Total loans | 20,297,000 | 23,122,000 | 26,371,000 | 21,569,000 |
| Allowance for loan losses | 332,000 | 307,000 | 311,000 | 307,000 |
| Securities available for sale | 5,229,000 | 4,813,000 | 4,557,000 | 5,875,000 |
| Securities held to maturity | 111,000 | 108,000 | 101,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,140,000 | 37,232,000 | 37,858,000 | 38,405,000 |
| Interest-bearing deposits | 34,573,000 | 34,504,000 | 34,618,000 | 34,902,000 |
| Noninterest-bearing deposits | 2,567,000 | 2,727,000 | 3,240,000 | 3,503,000 |
| Equity capital | 6,893,000 | 6,902,000 | 6,992,000 | 6,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,322,000 | 1,984,000 | 2,620,000 |
| Interest expense | 338,000 | 638,000 | 908,000 | 1,170,000 |
| Net interest income | 327,000 | 684,000 | 1,076,000 | 1,450,000 |
| Noninterest income | 29,000 | 57,000 | 87,000 | 110,000 |
| Noninterest expense | 307,000 | 637,000 | 958,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 12,000 |
| Pretax income | 49,000 | 104,000 | 199,000 | 275,000 |
| Income tax | 16,000 | 34,000 | 65,000 | 92,000 |
| Net income | 33,000 | 70,000 | 134,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,866,000 | 6,903,000 | 6,967,000 | 7,016,000 |
| Total capital | 7,139,000 | 7,210,000 | 7,278,000 | 7,272,000 |
| Risk-weighted assets | 21,754,000 | 24,315,000 | 30,367,000 | 26,341,000 |