Call reports 2012
NATIONAL BANK OF TENNESSEE — 2012
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,466,000 | 170,879,000 | 168,673,000 | 166,863,000 |
| Total loans | 96,981,000 | 88,026,000 | 83,750,000 | 80,409,000 |
| Allowance for loan losses | 2,431,000 | 2,236,000 | 2,489,000 | 2,452,000 |
| Securities available for sale | 48,863,000 | 53,316,000 | 55,124,000 | 59,480,000 |
| Securities held to maturity | 32,000 | 30,000 | 28,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,345,000 | 154,713,000 | 150,912,000 | 151,180,000 |
| Interest-bearing deposits | 118,632,000 | 117,584,000 | 115,998,000 | 114,497,000 |
| Noninterest-bearing deposits | 36,713,000 | 37,129,000 | 34,914,000 | 36,683,000 |
| Equity capital | 15,882,000 | 14,759,000 | 14,326,000 | 13,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,090,000 | 4,547,000 | 5,896,000 |
| Interest expense | 228,000 | 424,000 | 589,000 | 731,000 |
| Net interest income | 1,376,000 | 2,666,000 | 3,958,000 | 5,165,000 |
| Noninterest income | 131,000 | -286,000 | -43,000 | 222,000 |
| Noninterest expense | 1,561,000 | 3,165,000 | 4,718,000 | 6,301,000 |
| Provision for loan losses | 285,000 | 1,035,000 | 1,485,000 | 1,635,000 |
| Pretax income | -292,000 | -1,763,000 | -2,158,000 | -2,415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -292,000 | -1,763,000 | -2,158,000 | -2,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,323,000 | 13,851,000 | 13,456,000 | 13,200,000 |
| Total capital | 16,623,000 | 15,058,000 | 14,616,000 | 14,330,000 |
| Risk-weighted assets | 102,840,000 | 95,518,000 | 91,453,000 | 89,087,000 |