Call reports 2009
NATIONAL BANK OF TENNESSEE — 2009
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 190,401,000 | 193,113,000 | 190,481,000 | 185,616,000 |
| Total loans | 132,511,000 | 140,577,000 | 135,227,000 | 134,560,000 |
| Allowance for loan losses | 967,000 | 2,445,000 | 2,408,000 | 2,404,000 |
| Securities available for sale | 42,652,000 | 41,111,000 | 39,596,000 | 32,354,000 |
| Securities held to maturity | 53,000 | 51,000 | 50,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,360,000 | 178,825,000 | 174,764,000 | 171,254,000 |
| Interest-bearing deposits | 141,413,000 | 145,414,000 | 142,787,000 | 137,807,000 |
| Noninterest-bearing deposits | 31,947,000 | 33,411,000 | 31,977,000 | 33,447,000 |
| Equity capital | 15,389,000 | 12,505,000 | 13,029,000 | 12,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,532,000 | 5,009,000 | 7,396,000 | 9,709,000 |
| Interest expense | 970,000 | 1,850,000 | 2,667,000 | 3,370,000 |
| Net interest income | 1,562,000 | 3,159,000 | 4,729,000 | 6,339,000 |
| Noninterest income | 335,000 | 680,000 | 1,052,000 | 1,411,000 |
| Noninterest expense | 1,580,000 | 3,169,000 | 4,914,000 | 6,865,000 |
| Provision for loan losses | 75,000 | 2,265,000 | 2,380,000 | 2,475,000 |
| Pretax income | 357,000 | -1,427,000 | -1,278,000 | -1,340,000 |
| Income tax | 33,000 | -73,000 | -54,000 | -48,000 |
| Net income | 324,000 | -1,354,000 | -1,224,000 | -1,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,212,000 | 13,149,000 | 13,214,000 | 13,146,000 |
| Total capital | 16,184,000 | 14,849,000 | 14,869,000 | 14,798,000 |
| Risk-weighted assets | 129,624,000 | 135,228,000 | 131,731,000 | 131,419,000 |