Call reports 2008
NATIONAL BANK OF TENNESSEE — 2008
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 180,157,000 | 180,805,000 | 187,694,000 | 190,027,000 |
| Total loans | 115,266,000 | 118,583,000 | 121,124,000 | 129,661,000 |
| Allowance for loan losses | 926,000 | 1,097,000 | 1,026,000 | 961,000 |
| Securities available for sale | 45,286,000 | 46,861,000 | 49,887,000 | 47,344,000 |
| Securities held to maturity | 70,000 | 66,000 | 59,000 | 56,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,663,000 | 162,946,000 | 169,823,000 | 170,742,000 |
| Interest-bearing deposits | 128,548,000 | 128,435,000 | 135,504,000 | 139,416,000 |
| Noninterest-bearing deposits | 35,115,000 | 34,511,000 | 34,319,000 | 31,326,000 |
| Equity capital | 15,317,000 | 14,139,000 | 14,577,000 | 15,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,693,000 | 5,291,000 | 7,874,000 | 10,553,000 |
| Interest expense | 1,093,000 | 2,008,000 | 3,011,000 | 4,089,000 |
| Net interest income | 1,600,000 | 3,283,000 | 4,863,000 | 6,464,000 |
| Noninterest income | 376,000 | 755,000 | 1,118,000 | 1,511,000 |
| Noninterest expense | 1,415,000 | 2,917,000 | 4,352,000 | 5,990,000 |
| Provision for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Pretax income | 558,000 | 1,129,000 | 1,637,000 | 2,023,000 |
| Income tax | 45,000 | 91,000 | 137,000 | 177,000 |
| Net income | 513,000 | 1,038,000 | 1,500,000 | 1,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,890,000 | 15,040,000 | 15,092,000 | 15,438,000 |
| Total capital | 15,821,000 | 16,142,000 | 16,123,000 | 16,404,000 |
| Risk-weighted assets | 115,392,000 | 117,913,000 | 121,568,000 | 128,595,000 |