Call reports 2007
NATIONAL BANK OF TENNESSEE — 2007
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,734,000 | 185,348,000 | 185,250,000 | 186,018,000 |
| Total loans | 97,923,000 | 104,389,000 | 109,467,000 | 115,010,000 |
| Allowance for loan losses | 913,000 | 927,000 | 899,000 | 923,000 |
| Securities available for sale | 65,696,000 | 65,906,000 | 65,163,000 | 57,009,000 |
| Securities held to maturity | 86,000 | 79,000 | 75,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,879,000 | 170,704,000 | 165,685,000 | 167,779,000 |
| Interest-bearing deposits | 131,712,000 | 131,256,000 | 132,229,000 | 131,862,000 |
| Noninterest-bearing deposits | 37,167,000 | 39,448,000 | 33,456,000 | 35,917,000 |
| Equity capital | 13,211,000 | 12,913,000 | 14,181,000 | 15,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,670,000 | 8,618,000 | 11,492,000 |
| Interest expense | 1,187,000 | 2,392,000 | 3,615,000 | 4,830,000 |
| Net interest income | 1,595,000 | 3,278,000 | 5,003,000 | 6,662,000 |
| Noninterest income | 363,000 | 768,000 | 1,151,000 | 1,591,000 |
| Noninterest expense | 1,394,000 | 2,892,000 | 4,369,000 | 5,847,000 |
| Provision for loan losses | 46,000 | 80,000 | 131,000 | 182,000 |
| Pretax income | 519,000 | 1,075,000 | 1,655,000 | 2,239,000 |
| Income tax | 42,000 | 86,000 | 132,000 | 179,000 |
| Net income | 477,000 | 989,000 | 1,523,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,118,000 | 14,331,000 | 14,664,000 | 15,102,000 |
| Total capital | 15,036,000 | 15,263,000 | 15,568,000 | 16,030,000 |
| Risk-weighted assets | 103,384,000 | 109,259,000 | 112,388,000 | 116,294,000 |