Call reports 2006
NATIONAL BANK OF TENNESSEE — 2006
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,524,000 | 181,477,000 | 181,327,000 | 178,303,000 |
| Total loans | 97,742,000 | 100,260,000 | 98,773,000 | 95,955,000 |
| Allowance for loan losses | 852,000 | 882,000 | 867,000 | 874,000 |
| Securities available for sale | 54,907,000 | 56,257,000 | 62,609,000 | 63,500,000 |
| Securities held to maturity | 108,000 | 105,000 | 99,000 | 91,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,057,000 | 168,984,000 | 164,899,000 | 161,736,000 |
| Interest-bearing deposits | 127,939,000 | 131,629,000 | 130,277,000 | 128,717,000 |
| Noninterest-bearing deposits | 33,118,000 | 37,355,000 | 34,622,000 | 33,019,000 |
| Equity capital | 11,648,000 | 11,294,000 | 12,581,000 | 13,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,162,000 | 7,957,000 | 10,785,000 |
| Interest expense | 885,000 | 1,872,000 | 2,980,000 | 4,163,000 |
| Net interest income | 1,642,000 | 3,290,000 | 4,977,000 | 6,622,000 |
| Noninterest income | 320,000 | 667,000 | 1,024,000 | 1,396,000 |
| Noninterest expense | 1,389,000 | 2,819,000 | 4,298,000 | 5,742,000 |
| Provision for loan losses | 104,000 | 185,000 | 266,000 | 320,000 |
| Pretax income | 469,000 | 953,000 | 1,456,000 | 1,981,000 |
| Income tax | 36,000 | 76,000 | 117,000 | 160,000 |
| Net income | 433,000 | 877,000 | 1,339,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,273,000 | 13,518,000 | 13,829,000 | 14,161,000 |
| Total capital | 14,130,000 | 14,405,000 | 14,701,000 | 15,040,000 |
| Risk-weighted assets | 103,200,000 | 106,644,000 | 105,087,000 | 101,866,000 |