Call reports 2005
NATIONAL BANK OF TENNESSEE — 2005
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,117,000 | 163,135,000 | 167,965,000 | 172,898,000 |
| Total loans | 95,319,000 | 94,766,000 | 95,636,000 | 98,009,000 |
| Allowance for loan losses | 603,000 | 656,000 | 805,000 | 841,000 |
| Securities available for sale | 46,870,000 | 45,946,000 | 52,736,000 | 53,198,000 |
| Securities held to maturity | 159,000 | 133,000 | 124,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,593,000 | 149,884,000 | 152,984,000 | 159,000,000 |
| Interest-bearing deposits | 121,990,000 | 120,899,000 | 121,782,000 | 127,031,000 |
| Noninterest-bearing deposits | 28,603,000 | 28,985,000 | 31,202,000 | 31,969,000 |
| Equity capital | 11,924,000 | 12,438,000 | 12,571,000 | 11,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,340,000 | 6,665,000 | 9,169,000 |
| Interest expense | 591,000 | 1,252,000 | 1,973,000 | 2,812,000 |
| Net interest income | 1,507,000 | 3,088,000 | 4,692,000 | 6,357,000 |
| Noninterest income | 407,000 | 804,000 | 1,185,000 | 1,539,000 |
| Noninterest expense | 1,368,000 | 2,783,000 | 4,153,000 | 5,784,000 |
| Provision for loan losses | 99,000 | 295,000 | 492,000 | 586,000 |
| Pretax income | 447,000 | 838,000 | 1,256,000 | 1,550,000 |
| Income tax | 155,000 | 292,000 | 446,000 | 517,000 |
| Net income | 292,000 | 546,000 | 810,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,483,000 | 12,615,000 | 12,993,000 | 13,141,000 |
| Total capital | 13,091,000 | 13,276,000 | 13,803,000 | 13,987,000 |
| Risk-weighted assets | 100,988,000 | 99,494,000 | 100,779,000 | 103,353,000 |