Call reports 2004
NATIONAL BANK OF TENNESSEE — 2004
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 157,955,000 | 157,365,000 | 154,536,000 | 159,118,000 |
| Total loans | 92,357,000 | 93,128,000 | 91,594,000 | 92,780,000 |
| Allowance for loan losses | 696,000 | 400,000 | 552,000 | 563,000 |
| Securities available for sale | 47,109,000 | 48,493,000 | 42,687,000 | 44,776,000 |
| Securities held to maturity | 820,000 | 273,000 | 259,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,099,000 | 144,220,000 | 139,438,000 | 144,420,000 |
| Interest-bearing deposits | 117,640,000 | 118,505,000 | 113,807,000 | 116,864,000 |
| Noninterest-bearing deposits | 25,459,000 | 25,715,000 | 25,631,000 | 27,556,000 |
| Equity capital | 12,727,000 | 11,697,000 | 12,563,000 | 12,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 4,095,000 | 6,136,000 | 8,209,000 |
| Interest expense | 455,000 | 893,000 | 1,344,000 | 1,850,000 |
| Net interest income | 1,595,000 | 3,202,000 | 4,792,000 | 6,359,000 |
| Noninterest income | 331,000 | 770,000 | 1,220,000 | 1,637,000 |
| Noninterest expense | 1,290,000 | 2,567,000 | 4,038,000 | 5,473,000 |
| Provision for loan losses | 191,000 | 517,000 | 698,000 | 779,000 |
| Pretax income | 510,000 | 969,000 | 1,429,000 | 1,897,000 |
| Income tax | 175,000 | 333,000 | 492,000 | 655,000 |
| Net income | 335,000 | 636,000 | 937,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,153,000 | 12,276,000 | 12,406,000 | 12,513,000 |
| Total capital | 12,854,000 | 12,681,000 | 12,958,000 | 13,081,000 |
| Risk-weighted assets | 97,980,000 | 99,206,000 | 96,414,000 | 98,158,000 |