Call reports 2003
NATIONAL BANK OF TENNESSEE — 2003
What NATIONAL BANK OF TENNESSEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 153,822,000 | 156,347,000 | 160,848,000 | 158,860,000 |
| Total loans | 95,285,000 | 97,074,000 | 95,052,000 | 93,958,000 |
| Allowance for loan losses | 987,000 | 802,000 | 891,000 | 914,000 |
| Securities available for sale | 36,153,000 | 41,377,000 | 42,106,000 | 50,960,000 |
| Securities held to maturity | 1,238,000 | 1,217,000 | 949,000 | 931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,018,000 | 143,029,000 | 143,985,000 | 144,050,000 |
| Interest-bearing deposits | 116,687,000 | 117,398,000 | 118,707,000 | 118,431,000 |
| Noninterest-bearing deposits | 24,331,000 | 25,631,000 | 25,278,000 | 25,619,000 |
| Equity capital | 12,057,000 | 12,532,000 | 12,194,000 | 12,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,203,000 | 6,277,000 | 8,345,000 |
| Interest expense | 557,000 | 1,132,000 | 1,601,000 | 2,061,000 |
| Net interest income | 1,545,000 | 3,071,000 | 4,676,000 | 6,284,000 |
| Noninterest income | 262,000 | 558,000 | 894,000 | 1,245,000 |
| Noninterest expense | 1,350,000 | 2,665,000 | 4,021,000 | 5,484,000 |
| Provision for loan losses | 24,000 | 106,000 | 246,000 | 354,000 |
| Pretax income | 461,000 | 897,000 | 1,360,000 | 1,763,000 |
| Income tax | 155,000 | 300,000 | 457,000 | 590,000 |
| Net income | 306,000 | 597,000 | 903,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,610,000 | 11,903,000 | 11,987,000 | 12,085,000 |
| Total capital | 12,610,000 | 12,718,000 | 12,891,000 | 13,004,000 |
| Risk-weighted assets | 99,651,000 | 101,857,000 | 101,409,000 | 99,856,000 |