Call reports 2016
COMMERCE BANK & TRUST COMPANY — 2016
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,177,288,000 | 2,142,820,000 | 1,911,894,000 | 2,238,145,000 |
| Total loans | 1,367,848,000 | 1,361,427,000 | 1,401,001,000 | 1,426,120,000 |
| Allowance for loan losses | 14,465,000 | 17,332,000 | 17,567,000 | 17,785,000 |
| Securities available for sale | 107,410,000 | 94,932,000 | 82,096,000 | 102,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 337,000 | 804,000 | 694,000 | 730,000 |
| Total deposits | 1,974,140,000 | 1,935,343,000 | 1,697,299,000 | 2,023,638,000 |
| Interest-bearing deposits | 1,087,423,000 | 1,088,875,000 | 1,380,048,000 | 1,697,770,000 |
| Noninterest-bearing deposits | 886,717,000 | 846,468,000 | 317,251,000 | 325,868,000 |
| Equity capital | 172,429,000 | 173,545,000 | 176,419,000 | 178,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,150,000 | 31,732,000 | 47,143,000 | 63,331,000 |
| Interest expense | 1,999,000 | 4,009,000 | 6,021,000 | 8,062,000 |
| Net interest income | 14,151,000 | 27,723,000 | 41,122,000 | 55,269,000 |
| Noninterest income | 2,370,000 | 5,001,000 | 7,564,000 | 10,294,000 |
| Noninterest expense | 9,236,000 | 18,331,000 | 27,272,000 | 36,858,000 |
| Provision for loan losses | 1,866,000 | 5,292,000 | 5,544,000 | 6,068,000 |
| Pretax income | 5,419,000 | 9,101,000 | 15,870,000 | 22,637,000 |
| Income tax | 2,166,000 | 3,647,000 | 6,389,000 | 9,167,000 |
| Net income | 3,253,000 | 5,454,000 | 9,481,000 | 13,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,613,000 | 160,780,000 | 163,746,000 | 166,552,000 |
| Total capital | 174,380,000 | 178,497,000 | 181,753,000 | 184,872,000 |
| Risk-weighted assets | 1,502,342,000 | 1,510,346,000 | 1,538,956,000 | 1,567,857,000 |