Call reports 2015
COMMERCE BANK & TRUST COMPANY — 2015
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,850,489,000 | 1,892,173,000 | 1,767,770,000 | 2,014,480,000 |
| Total loans | 1,211,670,000 | 1,214,020,000 | 1,309,870,000 | 1,351,662,000 |
| Allowance for loan losses | 10,751,000 | 10,481,000 | 11,512,000 | 13,146,000 |
| Securities available for sale | 67,413,000 | 70,071,000 | 68,165,000 | 68,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 177,000 | 304,000 | 183,000 |
| Total deposits | 1,657,320,000 | 1,692,880,000 | 1,565,760,000 | 1,813,301,000 |
| Interest-bearing deposits | 1,056,957,000 | 1,060,829,000 | 1,044,686,000 | 1,463,697,000 |
| Noninterest-bearing deposits | 600,363,000 | 632,051,000 | 521,074,000 | 349,604,000 |
| Equity capital | 163,273,000 | 166,607,000 | 169,981,000 | 170,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,286,000 | 28,688,000 | 43,330,000 | 58,932,000 |
| Interest expense | 1,878,000 | 3,783,000 | 5,723,000 | 7,653,000 |
| Net interest income | 12,408,000 | 24,905,000 | 37,607,000 | 51,279,000 |
| Noninterest income | 2,405,000 | 4,891,000 | 7,462,000 | 9,924,000 |
| Noninterest expense | 8,710,000 | 17,610,000 | 26,327,000 | 35,395,000 |
| Provision for loan losses | 900,000 | 1,020,000 | 1,801,000 | 6,029,000 |
| Pretax income | 5,203,000 | 11,166,000 | 16,941,000 | 19,779,000 |
| Income tax | 2,061,000 | 4,437,000 | 6,735,000 | 7,858,000 |
| Net income | 3,142,000 | 6,729,000 | 10,206,000 | 11,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,871,000 | 153,406,000 | 156,905,000 | 157,473,000 |
| Total capital | 160,917,000 | 164,262,000 | 168,698,000 | 170,865,000 |
| Risk-weighted assets | 1,353,148,000 | 1,383,619,000 | 1,472,915,000 | 1,504,668,000 |
Machine access — free, no API key
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