Call reports 2012
COMMERCE BANK & TRUST COMPANY — 2012
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,525,129,000 | 1,424,442,000 | 1,548,080,000 | 1,724,172,000 |
| Total loans | 817,192,000 | 857,226,000 | 1,031,770,000 | 1,064,870,000 |
| Allowance for loan losses | 9,168,000 | 9,669,000 | 8,814,000 | 9,158,000 |
| Securities available for sale | 120,541,000 | 108,519,000 | 99,357,000 | 93,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,317,821,000 | 1,214,190,000 | 1,332,973,000 | 1,509,663,000 |
| Interest-bearing deposits | 1,090,251,000 | 721,649,000 | 1,078,667,000 | 868,510,000 |
| Noninterest-bearing deposits | 227,570,000 | 492,541,000 | 254,306,000 | 641,153,000 |
| Equity capital | 139,635,000 | 141,576,000 | 139,447,000 | 141,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,958,000 | 25,917,000 | 39,705,000 | 55,003,000 |
| Interest expense | 2,484,000 | 4,809,000 | 7,132,000 | 9,504,000 |
| Net interest income | 10,474,000 | 21,108,000 | 32,573,000 | 45,499,000 |
| Noninterest income | 2,992,000 | 6,994,000 | 11,392,000 | 17,705,000 |
| Noninterest expense | 8,664,000 | 17,284,000 | 27,381,000 | 37,223,000 |
| Provision for loan losses | 642,000 | 1,284,000 | 8,770,000 | 10,728,000 |
| Pretax income | 4,160,000 | 9,534,000 | 7,814,000 | 15,253,000 |
| Income tax | 1,567,000 | 3,631,000 | 2,897,000 | 5,742,000 |
| Net income | 2,593,000 | 5,903,000 | 4,917,000 | 9,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,177,000 | 137,505,000 | 122,520,000 | 126,115,000 |
| Total capital | 144,448,000 | 147,276,000 | 131,389,000 | 135,415,000 |
| Risk-weighted assets | 961,699,000 | 1,011,118,000 | 1,242,346,000 | 1,306,094,000 |