Call reports 2005
COMMERCE BANK & TRUST COMPANY — 2005
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,086,973,000 | 1,067,291,000 | 1,012,167,000 | 1,012,471,000 |
| Total loans | 442,004,000 | 425,578,000 | 403,882,000 | 378,069,000 |
| Allowance for loan losses | 10,889,000 | 10,572,000 | 10,504,000 | 7,525,000 |
| Securities available for sale | 371,946,000 | 395,194,000 | 391,851,000 | 423,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 737,000 | 737,000 | 737,000 | 0 |
| Total deposits | 759,782,000 | 759,607,000 | 663,721,000 | 639,125,000 |
| Interest-bearing deposits | 611,053,000 | 593,358,000 | 570,321,000 | 551,022,000 |
| Noninterest-bearing deposits | 148,729,000 | 166,249,000 | 93,400,000 | 88,103,000 |
| Equity capital | 91,397,000 | 94,436,000 | 94,947,000 | 94,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,039,000 | 24,580,000 | 36,537,000 | 49,714,000 |
| Interest expense | 3,614,000 | 8,060,000 | 12,630,000 | 17,373,000 |
| Net interest income | 8,425,000 | 16,520,000 | 23,907,000 | 32,341,000 |
| Noninterest income | 7,805,000 | 13,080,000 | 19,607,000 | 24,471,000 |
| Noninterest expense | 13,319,000 | 23,949,000 | 35,127,000 | 46,694,000 |
| Provision for loan losses | 756,000 | 1,440,000 | 1,444,000 | 17,000 |
| Pretax income | 2,156,000 | 4,211,000 | 6,942,000 | 9,890,000 |
| Income tax | 542,000 | 1,058,000 | 1,816,000 | 2,760,000 |
| Net income | 1,614,000 | 3,153,000 | 5,126,000 | 7,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,971,000 | 90,098,000 | 91,653,000 | 93,282,000 |
| Total capital | 97,436,000 | 98,464,000 | 99,539,000 | 101,281,000 |
| Risk-weighted assets | 674,414,000 | 666,460,000 | 627,773,000 | 645,739,000 |
Machine access — free, no API key
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