Call reports 2002
COMMERCE BANK & TRUST COMPANY — 2002
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 698,173,000 | 712,642,000 | 772,317,000 | 859,854,000 |
| Total loans | 393,588,000 | 398,471,000 | 477,742,000 | 509,349,000 |
| Allowance for loan losses | 8,878,000 | 9,369,000 | 9,888,000 | 10,516,000 |
| Securities available for sale | 135,038,000 | 140,711,000 | 140,448,000 | 164,606,000 |
| Securities held to maturity | 66,221,000 | 60,707,000 | 69,810,000 | 72,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,545,000 | 430,197,000 | 450,181,000 | 505,969,000 |
| Interest-bearing deposits | 351,372,000 | 356,603,000 | 369,134,000 | 425,193,000 |
| Noninterest-bearing deposits | 66,173,000 | 73,594,000 | 81,047,000 | 80,776,000 |
| Equity capital | 47,667,000 | 63,349,000 | 67,090,000 | 69,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,251,000 | 21,126,000 | 32,192,000 | 43,861,000 |
| Interest expense | 3,637,000 | 6,998,000 | 10,432,000 | 14,525,000 |
| Net interest income | 6,614,000 | 14,128,000 | 21,760,000 | 29,336,000 |
| Noninterest income | 8,425,000 | 15,836,000 | 25,638,000 | 38,385,000 |
| Noninterest expense | 10,803,000 | 21,710,000 | 34,726,000 | 49,919,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,250,000 |
| Pretax income | 3,486,000 | 6,754,000 | 10,437,000 | 14,566,000 |
| Income tax | 1,108,000 | 2,077,000 | 3,194,000 | 4,562,000 |
| Net income | 2,378,000 | 4,677,000 | 7,243,000 | 10,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,594,000 | 58,779,000 | 61,228,000 | 63,745,000 |
| Total capital | 50,052,000 | 64,262,000 | 67,706,000 | 72,939,000 |
| Risk-weighted assets | 433,610,000 | 434,720,000 | 514,830,000 | 734,187,000 |