Call reports 2001
COMMERCE BANK & TRUST COMPANY — 2001
What COMMERCE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 570,022,000 | 596,875,000 | 625,387,000 | 696,022,000 |
| Total loans | 312,821,000 | 347,450,000 | 369,453,000 | 407,538,000 |
| Allowance for loan losses | 5,986,000 | 6,468,000 | 7,004,000 | 8,366,000 |
| Securities available for sale | 67,357,000 | 72,140,000 | 70,429,000 | 115,706,000 |
| Securities held to maturity | 109,943,000 | 110,045,000 | 95,904,000 | 75,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,429,000 | 385,746,000 | 405,024,000 | 414,664,000 |
| Interest-bearing deposits | 317,137,000 | 330,367,000 | 342,624,000 | 347,592,000 |
| Noninterest-bearing deposits | 53,292,000 | 55,379,000 | 62,400,000 | 67,072,000 |
| Equity capital | 36,917,000 | 38,200,000 | 40,761,000 | 45,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,270,000 | 20,363,000 | 30,603,000 | 40,968,000 |
| Interest expense | 4,954,000 | 9,833,000 | 14,249,000 | 18,393,000 |
| Net interest income | 5,316,000 | 10,530,000 | 16,354,000 | 22,575,000 |
| Noninterest income | 4,552,000 | 9,964,000 | 17,540,000 | 23,767,000 |
| Noninterest expense | 7,223,000 | 15,391,000 | 25,251,000 | 35,326,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,960,000 | 3,810,000 |
| Pretax income | 2,045,000 | 3,903,000 | 6,958,000 | 7,579,000 |
| Income tax | 594,000 | 1,129,000 | 2,122,000 | 1,965,000 |
| Net income | 1,451,000 | 2,774,000 | 4,836,000 | 5,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,712,000 | 34,121,000 | 36,311,000 | 42,216,000 |
| Total capital | 36,822,000 | 38,485,000 | 40,885,000 | 47,598,000 |
| Risk-weighted assets | 326,948,000 | 346,999,000 | 363,392,000 | 427,540,000 |