Call reports 2006
FLAGSHIP NATIONAL BANK — 2006
What FLAGSHIP NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 173,471,000 | 172,592,000 | 180,927,000 | 202,890,000 |
| Total loans | 133,584,000 | 135,301,000 | 140,842,000 | 144,725,000 |
| Allowance for loan losses | 1,428,000 | 1,494,000 | 1,577,000 | 1,679,000 |
| Securities available for sale | 24,381,000 | 23,370,000 | 23,362,000 | 23,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,147,000 | 147,405,000 | 154,500,000 | 175,652,000 |
| Interest-bearing deposits | 125,065,000 | 129,476,000 | 136,087,000 | 153,962,000 |
| Noninterest-bearing deposits | 19,083,000 | 17,929,000 | 18,413,000 | 21,690,000 |
| Equity capital | 15,425,000 | 15,667,000 | 16,822,000 | 17,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,446,000 | 8,422,000 | 11,692,000 |
| Interest expense | 1,189,000 | 2,616,000 | 4,239,000 | 6,065,000 |
| Net interest income | 1,385,000 | 2,830,000 | 4,183,000 | 5,627,000 |
| Noninterest income | 77,000 | 191,000 | 289,000 | 322,000 |
| Noninterest expense | 810,000 | 1,660,000 | 2,431,000 | 3,179,000 |
| Provision for loan losses | 126,000 | 192,000 | 275,000 | 376,000 |
| Pretax income | 496,000 | 1,139,000 | 1,736,000 | 2,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 1,139,000 | 1,736,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,128,000 | 16,770,000 | 17,368,000 | 17,996,000 |
| Total capital | 17,556,000 | 18,264,000 | 18,945,000 | 19,675,000 |
| Risk-weighted assets | 135,421,000 | 132,614,000 | 138,198,000 | 145,975,000 |