Call reports 2005
FLAGSHIP NATIONAL BANK — 2005
What FLAGSHIP NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 125,927,000 | 142,695,000 | 150,292,000 | 162,276,000 |
| Total loans | 95,401,000 | 110,697,000 | 110,448,000 | 116,297,000 |
| Allowance for loan losses | 944,000 | 1,084,000 | 1,292,000 | 1,302,000 |
| Securities available for sale | 20,631,000 | 20,382,000 | 22,515,000 | 24,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,638,000 | 122,300,000 | 133,813,000 | 145,238,000 |
| Interest-bearing deposits | 97,400,000 | 105,021,000 | 117,541,000 | 125,808,000 |
| Noninterest-bearing deposits | 16,239,000 | 17,279,000 | 16,272,000 | 19,430,000 |
| Equity capital | 10,438,000 | 10,803,000 | 11,023,000 | 11,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,693,000 | 5,952,000 | 8,277,000 |
| Interest expense | 599,000 | 1,330,000 | 2,251,000 | 3,275,000 |
| Net interest income | 1,129,000 | 2,363,000 | 3,701,000 | 5,002,000 |
| Noninterest income | 64,000 | 174,000 | 232,000 | 694,000 |
| Noninterest expense | 765,000 | 1,575,000 | 2,327,000 | 3,332,000 |
| Provision for loan losses | 45,000 | 215,000 | 422,000 | 432,000 |
| Pretax income | 384,000 | 748,000 | 1,185,000 | 1,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 748,000 | 1,185,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,835,000 | 10,907,000 | 11,344,000 | 12,268,000 |
| Total capital | 11,779,000 | 11,991,000 | 12,636,000 | 13,570,000 |
| Risk-weighted assets | 95,138,000 | 112,591,000 | 116,098,000 | 121,325,000 |