Call reports 2014
INSIGHT BANK — 2014
What INSIGHT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 233,719,000 | 249,555,000 |
| Total loans | 202,073,000 | 215,059,000 |
| Allowance for loan losses | 2,535,000 | 2,734,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 169,630,000 | 180,187,000 |
| Interest-bearing deposits | 125,850,000 | 123,375,000 |
| Noninterest-bearing deposits | 43,780,000 | 56,812,000 |
| Equity capital | 24,562,000 | 20,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,318,000 | 4,881,000 |
| Interest expense | 350,000 | 681,000 |
| Net interest income | 1,968,000 | 4,200,000 |
| Noninterest income | 188,000 | 587,000 |
| Noninterest expense | 1,753,000 | 3,364,000 |
| Provision for loan losses | 221,000 | 420,000 |
| Pretax income | 182,000 | 1,003,000 |
| Income tax | 81,000 | 374,000 |
| Net income | 101,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 24,562,000 | 20,844,000 |
| Total capital | 26,894,000 | 23,345,000 |
| Risk-weighted assets | 186,392,000 | 199,842,000 |