Call reports 2013
INSIGHT BANK — 2013
What INSIGHT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,086,000 | 200,740,000 | 200,233,000 | 211,916,000 |
| Total loans | 157,146,000 | 161,726,000 | 165,159,000 | 181,461,000 |
| Allowance for loan losses | 2,098,000 | 2,274,000 | 2,207,000 | 2,314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,084,000 | 166,271,000 | 165,373,000 | 176,782,000 |
| Interest-bearing deposits | 125,071,000 | 133,431,000 | 132,206,000 | 142,576,000 |
| Noninterest-bearing deposits | 29,013,000 | 32,840,000 | 33,167,000 | 34,206,000 |
| Equity capital | 23,588,000 | 24,037,000 | 24,382,000 | 24,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,850,000 | 5,916,000 | 8,099,000 |
| Interest expense | 315,000 | 649,000 | 1,012,000 | 1,376,000 |
| Net interest income | 1,543,000 | 3,201,000 | 4,904,000 | 6,723,000 |
| Noninterest income | 460,000 | 984,000 | 1,353,000 | 1,497,000 |
| Noninterest expense | 1,424,000 | 2,892,000 | 4,448,000 | 6,141,000 |
| Provision for loan losses | 32,000 | 77,000 | 87,000 | 193,000 |
| Pretax income | 547,000 | 1,216,000 | 1,722,000 | 1,886,000 |
| Income tax | 186,000 | 413,000 | 585,000 | 679,000 |
| Net income | 361,000 | 803,000 | 1,137,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,588,000 | 24,037,000 | 24,382,000 | 24,459,000 |
| Total capital | 25,368,000 | 25,900,000 | 26,342,000 | 26,623,000 |
| Risk-weighted assets | 142,106,000 | 148,610,000 | 156,524,000 | 173,121,000 |