Call reports 2012
INSIGHT BANK — 2012
What INSIGHT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,566,000 | 163,587,000 | 180,090,000 | 185,982,000 |
| Total loans | 132,976,000 | 141,692,000 | 153,477,000 | 144,859,000 |
| Allowance for loan losses | 2,061,000 | 1,955,000 | 2,109,000 | 2,188,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,413,000 | 130,953,000 | 146,779,000 | 152,095,000 |
| Interest-bearing deposits | 107,649,000 | 109,908,000 | 115,377,000 | 122,048,000 |
| Noninterest-bearing deposits | 17,764,000 | 21,045,000 | 31,402,000 | 30,047,000 |
| Equity capital | 21,713,000 | 22,121,000 | 22,593,000 | 23,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,776,000 | 5,747,000 | 7,861,000 |
| Interest expense | 345,000 | 678,000 | 1,012,000 | 1,353,000 |
| Net interest income | 1,507,000 | 3,098,000 | 4,735,000 | 6,508,000 |
| Noninterest income | 341,000 | 924,000 | 1,714,000 | 2,514,000 |
| Noninterest expense | 1,321,000 | 2,784,000 | 4,385,000 | 5,945,000 |
| Provision for loan losses | 62,000 | 196,000 | 349,000 | 428,000 |
| Pretax income | 465,000 | 1,042,000 | 1,715,000 | 2,649,000 |
| Income tax | 158,000 | 354,000 | 583,000 | 900,000 |
| Net income | 307,000 | 688,000 | 1,132,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,713,000 | 22,121,000 | 22,593,000 | 23,221,000 |
| Total capital | 23,155,000 | 23,639,000 | 24,246,000 | 24,802,000 |
| Risk-weighted assets | 114,718,000 | 120,995,000 | 131,757,000 | 125,897,000 |