Call reports 2011
INSIGHT BANK — 2011
What INSIGHT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,399,000 | 144,223,000 | 151,320,000 | 157,283,000 |
| Total loans | 119,353,000 | 120,912,000 | 123,725,000 | 129,539,000 |
| Allowance for loan losses | 1,689,000 | 1,754,000 | 1,834,000 | 2,013,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,803,000 | 117,401,000 | 119,797,000 | 125,315,000 |
| Interest-bearing deposits | 95,630,000 | 100,512,000 | 102,805,000 | 105,405,000 |
| Noninterest-bearing deposits | 14,173,000 | 16,889,000 | 16,992,000 | 19,910,000 |
| Equity capital | 15,591,000 | 16,371,000 | 21,032,000 | 21,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,417,000 | 5,222,000 | 7,070,000 |
| Interest expense | 359,000 | 748,000 | 1,115,000 | 1,478,000 |
| Net interest income | 1,320,000 | 2,669,000 | 4,107,000 | 5,592,000 |
| Noninterest income | 376,000 | 863,000 | 1,277,000 | 1,818,000 |
| Noninterest expense | 1,333,000 | 2,668,000 | 3,861,000 | 5,192,000 |
| Provision for loan losses | 109,000 | 174,000 | 254,000 | 433,000 |
| Pretax income | 254,000 | 690,000 | 1,269,000 | 1,785,000 |
| Income tax | 87,000 | -218,000 | -21,000 | 160,000 |
| Net income | 167,000 | 908,000 | 1,290,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,591,000 | 16,371,000 | 21,032,000 | 21,379,000 |
| Total capital | 16,848,000 | 17,652,000 | 22,336,000 | 22,762,000 |
| Risk-weighted assets | 100,154,000 | 102,039,000 | 103,564,000 | 110,041,000 |