Call reports 2010
INSIGHT BANK — 2010
What INSIGHT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 106,731,000 | 111,859,000 | 122,274,000 | 132,835,000 |
| Total loans | 86,130,000 | 91,869,000 | 105,762,000 | 114,791,000 |
| Allowance for loan losses | 1,151,000 | 1,287,000 | 1,480,000 | 1,580,000 |
| Securities available for sale | 510,000 | 506,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,933,000 | 95,569,000 | 90,824,000 | 103,845,000 |
| Interest-bearing deposits | 78,575,000 | 82,909,000 | 79,765,000 | 89,591,000 |
| Noninterest-bearing deposits | 12,358,000 | 12,660,000 | 11,059,000 | 14,254,000 |
| Equity capital | 10,560,000 | 10,834,000 | 15,000,000 | 15,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,718,000 | 4,268,000 | 5,919,000 |
| Interest expense | 429,000 | 833,000 | 1,212,000 | 1,611,000 |
| Net interest income | 843,000 | 1,885,000 | 3,056,000 | 4,308,000 |
| Noninterest income | 362,000 | 866,000 | 1,382,000 | 1,965,000 |
| Noninterest expense | 1,064,000 | 2,326,000 | 3,660,000 | 5,050,000 |
| Provision for loan losses | 53,000 | 189,000 | 382,000 | 482,000 |
| Pretax income | 88,000 | 236,000 | 399,000 | 744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 236,000 | 399,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,582,000 | 10,828,000 | 15,000,000 | 15,389,000 |
| Total capital | 11,454,000 | 11,772,000 | 16,080,000 | 16,580,000 |
| Risk-weighted assets | 69,447,000 | 75,227,000 | 85,888,000 | 94,889,000 |