Call reports 2009
INSIGHT BANK — 2009
What INSIGHT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,219,000 | 85,892,000 | 91,111,000 | 98,641,000 |
| Total loans | 65,651,000 | 73,364,000 | 80,100,000 | 82,944,000 |
| Allowance for loan losses | 896,000 | 1,016,000 | 1,035,000 | 1,098,000 |
| Securities available for sale | 2,791,000 | 1,532,000 | 1,027,000 | 515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,321,000 | 73,384,000 | 78,621,000 | 82,209,000 |
| Interest-bearing deposits | 59,708,000 | 64,340,000 | 69,210,000 | 71,272,000 |
| Noninterest-bearing deposits | 7,613,000 | 9,044,000 | 9,411,000 | 10,937,000 |
| Equity capital | 10,296,000 | 10,268,000 | 10,326,000 | 10,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,080,000 | 3,268,000 | 4,565,000 |
| Interest expense | 464,000 | 947,000 | 1,381,000 | 1,799,000 |
| Net interest income | 506,000 | 1,133,000 | 1,887,000 | 2,766,000 |
| Noninterest income | 263,000 | 788,000 | 1,386,000 | 1,941,000 |
| Noninterest expense | 857,000 | 1,937,000 | 3,192,000 | 4,475,000 |
| Provision for loan losses | 120,000 | 240,000 | 303,000 | 366,000 |
| Pretax income | -208,000 | -256,000 | -222,000 | -134,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -208,000 | -256,000 | -222,000 | -134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,303,000 | 10,279,000 | 10,338,000 | 10,450,000 |
| Total capital | 11,065,000 | 11,033,000 | 11,305,000 | 11,296,000 |
| Risk-weighted assets | 60,813,000 | 60,061,000 | 77,266,000 | 69,329,000 |