Call reports 2007
INSIGHT BANK — 2007
What INSIGHT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,515,000 | 34,683,000 | 36,983,000 | 41,384,000 |
| Total loans | 14,872,000 | 22,484,000 | 25,784,000 | 32,464,000 |
| Allowance for loan losses | 193,000 | 219,000 | 255,000 | 374,000 |
| Securities available for sale | 4,468,000 | 4,903,000 | 4,980,000 | 5,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,247,000 | 23,532,000 | 25,748,000 | 27,271,000 |
| Interest-bearing deposits | 13,318,000 | 19,802,000 | 22,266,000 | 23,926,000 |
| Noninterest-bearing deposits | 2,929,000 | 3,730,000 | 3,482,000 | 3,345,000 |
| Equity capital | 11,092,000 | 11,002,000 | 11,031,000 | 10,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 1,014,000 | 1,657,000 | 2,186,000 |
| Interest expense | 128,000 | 331,000 | 598,000 | 883,000 |
| Net interest income | 305,000 | 683,000 | 1,059,000 | 1,303,000 |
| Noninterest income | 63,000 | 170,000 | 292,000 | 539,000 |
| Noninterest expense | 630,000 | 1,139,000 | 1,669,000 | 2,206,000 |
| Provision for loan losses | 60,000 | 86,000 | 122,000 | 241,000 |
| Pretax income | -322,000 | -372,000 | -440,000 | -599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -322,000 | -372,000 | -440,000 | -599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,096,000 | 11,067,000 | 11,020,000 | 10,879,000 |
| Total capital | 11,289,000 | 11,286,000 | 11,275,000 | 11,253,000 |
| Risk-weighted assets | 15,942,000 | 22,832,000 | 26,005,000 | 31,631,000 |