Call reports 2006
INSIGHT BANK — 2006
What INSIGHT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 14,383,000 | 23,442,000 | 25,289,000 |
| Total loans | 924,000 | 4,550,000 | 9,568,000 |
| Allowance for loan losses | 9,000 | 71,000 | 133,000 |
| Securities available for sale | 0 | 748,000 | 3,445,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,601,000 | 11,842,000 | 13,818,000 |
| Interest-bearing deposits | 2,564,000 | 9,186,000 | 9,751,000 |
| Noninterest-bearing deposits | 37,000 | 2,656,000 | 4,067,000 |
| Equity capital | 11,760,000 | 11,551,000 | 11,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 166,000 | 437,000 | 841,000 |
| Interest expense | 2,000 | 76,000 | 235,000 |
| Net interest income | 164,000 | 361,000 | 606,000 |
| Noninterest income | 7,000 | 29,000 | 65,000 |
| Noninterest expense | 277,000 | 642,000 | 1,627,000 |
| Provision for loan losses | 9,000 | 71,000 | 133,000 |
| Pretax income | -115,000 | -323,000 | -1,089,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -115,000 | -323,000 | -1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 11,760,000 | 11,551,000 | 11,411,000 |
| Total capital | 11,769,000 | 11,622,000 | 11,544,000 |
| Risk-weighted assets | 3,572,000 | 8,088,000 | 11,880,000 |