Call reports 2025
SALLIE MAE BANK — 2025
What SALLIE MAE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 28,934,031,000 | 29,548,460,000 | 29,619,252,000 | 29,734,290,000 |
| Total loans | 22,606,163,000 | 22,701,022,000 | 23,214,651,000 | 22,746,039,000 |
| Allowance for loan losses | 1,452,219,000 | 1,478,080,000 | 1,534,439,000 | 1,437,857,000 |
| Securities available for sale | 1,656,977,000 | 1,650,656,000 | 1,775,784,000 | 1,758,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 51,296,000 | 47,154,000 | 51,963,000 | 49,250,000 |
| Total deposits | 20,426,390,000 | 20,813,782,000 | 20,228,343,000 | 21,522,962,000 |
| Interest-bearing deposits | 20,354,530,000 | 20,764,125,000 | 20,184,333,000 | 21,479,569,000 |
| Noninterest-bearing deposits | 71,860,000 | 49,657,000 | 44,010,000 | 43,393,000 |
| Equity capital | 2,936,737,000 | 2,939,336,000 | 3,018,141,000 | 2,889,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 658,900,000 | 1,317,769,000 | 1,978,168,000 | 2,637,740,000 |
| Interest expense | 272,209,000 | 542,435,000 | 817,001,000 | 1,086,750,000 |
| Net interest income | 386,691,000 | 775,334,000 | 1,161,167,000 | 1,550,990,000 |
| Noninterest income | 216,072,000 | 246,852,000 | 418,293,000 | 501,017,000 |
| Noninterest expense | 136,678,000 | 286,658,000 | 451,193,000 | 586,560,000 |
| Provision for loan losses | 86,806,000 | 207,016,000 | 340,983,000 | 342,277,000 |
| Pretax income | 440,112,000 | 560,695,000 | 774,135,000 | 1,130,761,000 |
| Income tax | 105,415,000 | 129,450,000 | 184,664,000 | 273,558,000 |
| Net income | 334,697,000 | 431,245,000 | 589,471,000 | 857,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,992,368,000 | 3,000,167,000 | 3,063,308,000 | 2,929,972,000 |
| Total capital | 3,329,485,000 | 3,341,937,000 | 3,418,923,000 | 3,274,882,000 |
| Risk-weighted assets | 25,830,324,000 | 26,152,770,000 | 27,172,481,000 | 26,422,709,000 |