Call reports 2023
SALLIE MAE BANK — 2023
What SALLIE MAE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 29,388,655,000 | 27,667,921,000 | 29,151,282,000 | 29,141,841,000 |
| Total loans | 22,621,275,000 | 20,613,519,000 | 22,351,191,000 | 21,683,606,000 |
| Allowance for loan losses | 1,479,306,000 | 1,364,716,000 | 1,416,048,000 | 1,339,772,000 |
| Securities available for sale | 2,311,062,000 | 2,372,846,000 | 2,315,978,000 | 2,411,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 51,342,000 | 52,146,000 | 52,561,000 | 54,481,000 |
| Total deposits | 21,987,786,000 | 20,520,063,000 | 21,749,515,000 | 21,887,841,000 |
| Interest-bearing deposits | 21,977,120,000 | 20,508,873,000 | 21,740,212,000 | 21,840,960,000 |
| Noninterest-bearing deposits | 10,666,000 | 11,190,000 | 9,303,000 | 46,881,000 |
| Equity capital | 2,482,925,000 | 2,475,144,000 | 2,416,412,000 | 2,526,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 640,919,000 | 1,278,152,000 | 1,933,983,000 | 2,605,646,000 |
| Interest expense | 224,445,000 | 464,162,000 | 724,160,000 | 999,553,000 |
| Net interest income | 416,474,000 | 813,990,000 | 1,209,823,000 | 1,606,093,000 |
| Noninterest income | 25,452,000 | 173,688,000 | 201,092,000 | 263,804,000 |
| Noninterest expense | 143,058,000 | 284,822,000 | 433,450,000 | 562,949,000 |
| Provision for loan losses | 206,316,000 | 194,165,000 | 340,941,000 | 357,425,000 |
| Pretax income | 184,756,000 | 571,015,000 | 647,601,000 | 961,485,000 |
| Income tax | 46,157,000 | 140,779,000 | 162,965,000 | 248,049,000 |
| Net income | 138,599,000 | 430,236,000 | 484,636,000 | 713,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,979,433,000 | 2,976,883,000 | 2,935,903,000 | 3,019,973,000 |
| Total capital | 3,297,674,000 | 3,273,971,000 | 3,258,771,000 | 3,334,140,000 |
| Risk-weighted assets | 24,836,795,000 | 23,208,086,000 | 25,193,741,000 | 24,566,016,000 |