Call reports 2022
SALLIE MAE BANK — 2022
What SALLIE MAE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 28,924,742,000 | 27,374,022,000 | 28,960,497,000 | 28,714,313,000 |
| Total loans | 22,541,889,000 | 20,303,889,000 | 20,870,858,000 | 21,037,029,000 |
| Allowance for loan losses | 1,227,362,000 | 1,081,066,000 | 1,194,238,000 | 1,357,075,000 |
| Securities available for sale | 2,341,551,000 | 2,566,556,000 | 2,427,540,000 | 2,342,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 38,820,000 | 47,708,000 | 47,386,000 | 50,786,000 |
| Total deposits | 21,549,496,000 | 20,184,460,000 | 21,582,659,000 | 21,646,467,000 |
| Interest-bearing deposits | 21,466,456,000 | 20,176,274,000 | 21,499,001,000 | 21,632,372,000 |
| Noninterest-bearing deposits | 83,040,000 | 8,186,000 | 83,658,000 | 14,095,000 |
| Equity capital | 2,488,692,000 | 2,545,478,000 | 2,378,059,000 | 2,319,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 468,033,000 | 934,085,000 | 1,457,223,000 | 2,044,220,000 |
| Interest expense | 80,153,000 | 170,908,000 | 312,746,000 | 507,022,000 |
| Net interest income | 387,880,000 | 763,177,000 | 1,144,477,000 | 1,537,198,000 |
| Noninterest income | 24,448,000 | 285,050,000 | 381,358,000 | 407,745,000 |
| Noninterest expense | 118,451,000 | 239,572,000 | 378,988,000 | 505,819,000 |
| Provision for loan losses | 138,057,000 | 87,783,000 | 301,112,000 | 581,242,000 |
| Pretax income | 195,827,000 | 680,060,000 | 810,654,000 | 805,671,000 |
| Income tax | 45,633,000 | 161,909,000 | 193,757,000 | 193,714,000 |
| Net income | 150,194,000 | 518,151,000 | 616,897,000 | 611,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,155,469,000 | 3,236,740,000 | 3,098,799,000 | 3,040,662,000 |
| Total capital | 3,462,126,000 | 3,519,403,000 | 3,391,178,000 | 3,338,645,000 |
| Risk-weighted assets | 24,436,087,000 | 22,558,003,000 | 23,237,539,000 | 23,511,531,000 |