Call reports 2002
CAPITAL BANK — 2002
What CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 74,428,000 | 79,051,000 | 78,015,000 |
| Total loans | 62,026,000 | 63,747,000 | 65,028,000 |
| Allowance for loan losses | 888,000 | 782,000 | 903,000 |
| Securities available for sale | 7,408,000 | 7,426,000 | 7,632,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 58,681,000 | 63,877,000 | 62,915,000 |
| Interest-bearing deposits | 53,100,000 | 57,220,000 | 55,931,000 |
| Noninterest-bearing deposits | 5,581,000 | 6,657,000 | 6,984,000 |
| Equity capital | 7,836,000 | 8,075,000 | 7,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,154,000 | 2,332,000 | 3,529,000 |
| Interest expense | 495,000 | 994,000 | 1,496,000 |
| Net interest income | 659,000 | 1,338,000 | 2,033,000 |
| Noninterest income | 102,000 | 158,000 | 281,000 |
| Noninterest expense | 369,000 | 731,000 | 1,359,000 |
| Provision for loan losses | 16,000 | 21,000 | 138,000 |
| Pretax income | 376,000 | 744,000 | 817,000 |
| Income tax | 111,000 | 225,000 | 260,000 |
| Net income | 265,000 | 519,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 7,744,000 | 7,920,000 | 7,806,000 |
| Total capital | 8,500,000 | 8,700,000 | 8,589,000 |
| Risk-weighted assets | 60,383,000 | 62,469,000 | 62,540,000 |