Call reports 2001
CAPITAL BANK — 2001
What CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,135,000 | 70,000,000 | 72,939,000 | 73,143,000 |
| Total loans | 52,561,000 | 54,822,000 | 55,834,000 | 60,730,000 |
| Allowance for loan losses | 818,000 | 811,000 | 863,000 | 881,000 |
| Securities available for sale | 7,600,000 | 7,691,000 | 7,598,000 | 7,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,563,000 | 54,039,000 | 56,714,000 | 54,866,000 |
| Interest-bearing deposits | 42,282,000 | 48,975,000 | 50,778,000 | 49,618,000 |
| Noninterest-bearing deposits | 5,281,000 | 5,064,000 | 5,937,000 | 5,248,000 |
| Equity capital | 7,206,000 | 7,189,000 | 7,425,000 | 7,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,432,000 | 3,676,000 | 4,913,000 |
| Interest expense | 716,000 | 1,397,000 | 2,078,000 | 2,658,000 |
| Net interest income | 475,000 | 1,035,000 | 1,598,000 | 2,255,000 |
| Noninterest income | 83,000 | 151,000 | 209,000 | 299,000 |
| Noninterest expense | 360,000 | 748,000 | 1,125,000 | 1,516,000 |
| Provision for loan losses | 31,000 | 58,000 | 85,000 | 112,000 |
| Pretax income | 167,000 | 380,000 | 597,000 | 926,000 |
| Income tax | 53,000 | 76,000 | 128,000 | 224,000 |
| Net income | 114,000 | 304,000 | 469,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,130,000 | 7,105,000 | 7,271,000 | 7,480,000 |
| Total capital | 7,759,000 | 7,773,000 | 7,957,000 | 8,201,000 |
| Risk-weighted assets | 50,125,000 | 53,312,000 | 54,681,000 | 57,498,000 |