Call reports 2002
BARTOW COUNTY BANK — 2002
What BARTOW COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 242,278,000 | 247,771,000 | 251,218,000 | 255,417,000 |
| Total loans | 187,860,000 | 191,818,000 | 193,884,000 | 192,318,000 |
| Allowance for loan losses | 1,469,000 | 1,463,000 | 1,539,000 | 2,005,000 |
| Securities available for sale | 10,224,000 | 10,266,000 | 10,260,000 | 9,701,000 |
| Securities held to maturity | 15,894,000 | 15,960,000 | 14,400,000 | 12,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,697,000 | 220,679,000 | 215,014,000 | 220,862,000 |
| Interest-bearing deposits | 186,736,000 | 192,184,000 | 188,500,000 | 194,447,000 |
| Noninterest-bearing deposits | 27,961,000 | 28,495,000 | 26,514,000 | 26,415,000 |
| Equity capital | 16,679,000 | 17,286,000 | 17,815,000 | 18,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,116,000 | 8,217,000 | 12,381,000 | 16,465,000 |
| Interest expense | 1,634,000 | 3,230,000 | 4,806,000 | 6,427,000 |
| Net interest income | 2,482,000 | 4,987,000 | 7,575,000 | 10,038,000 |
| Noninterest income | 246,000 | 492,000 | 793,000 | 1,119,000 |
| Noninterest expense | 1,633,000 | 3,140,000 | 4,766,000 | 6,274,000 |
| Provision for loan losses | 100,000 | 160,000 | 304,000 | 809,000 |
| Pretax income | 1,084,000 | 2,264,000 | 3,374,000 | 4,171,000 |
| Income tax | 357,000 | 750,000 | 1,119,000 | 1,420,000 |
| Net income | 727,000 | 1,514,000 | 2,255,000 | 2,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,577,000 | 17,149,000 | 17,676,000 | 17,956,000 |
| Total capital | 18,046,000 | 18,612,000 | 19,215,000 | 19,961,000 |
| Risk-weighted assets | 180,198,000 | 184,052,000 | 186,046,000 | 185,798,000 |