Call reports 2001
BARTOW COUNTY BANK — 2001
What BARTOW COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 207,694,000 | 211,379,000 | 216,851,000 | 225,533,000 |
| Total loans | 142,760,000 | 151,124,000 | 164,426,000 | 179,485,000 |
| Allowance for loan losses | 1,394,000 | 1,390,000 | 1,400,000 | 1,392,000 |
| Securities available for sale | 37,559,000 | 18,692,000 | 22,753,000 | 16,318,000 |
| Securities held to maturity | 5,835,000 | 6,822,000 | 6,757,000 | 12,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,008,000 | 188,091,000 | 192,681,000 | 199,391,000 |
| Interest-bearing deposits | 158,676,000 | 164,176,000 | 167,082,000 | 173,076,000 |
| Noninterest-bearing deposits | 24,332,000 | 23,915,000 | 25,599,000 | 26,315,000 |
| Equity capital | 14,766,000 | 15,158,000 | 15,819,000 | 16,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,483,000 | 12,708,000 | 17,001,000 |
| Interest expense | 2,406,000 | 4,579,000 | 6,597,000 | 8,434,000 |
| Net interest income | 1,900,000 | 3,904,000 | 6,111,000 | 8,567,000 |
| Noninterest income | 256,000 | 519,000 | 786,000 | 1,227,000 |
| Noninterest expense | 1,398,000 | 2,772,000 | 4,305,000 | 5,994,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 182,000 |
| Pretax income | 728,000 | 1,590,000 | 2,500,000 | 3,612,000 |
| Income tax | 231,000 | 506,000 | 796,000 | 1,161,000 |
| Net income | 497,000 | 1,084,000 | 1,704,000 | 2,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,727,000 | 15,122,000 | 15,550,000 | 16,042,000 |
| Total capital | 16,121,000 | 16,512,000 | 16,950,000 | 17,434,000 |
| Risk-weighted assets | 146,002,000 | 153,425,000 | 163,679,000 | 173,036,000 |