Call reports 2002
METROBANK — 2002
What METROBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,806,000 | 135,623,000 | 136,429,000 | 146,842,000 |
| Total loans | 89,791,000 | 88,856,000 | 92,853,000 | 93,070,000 |
| Allowance for loan losses | 1,018,000 | 1,035,000 | 1,038,000 | 878,000 |
| Securities available for sale | 28,131,000 | 26,459,000 | 29,064,000 | 39,318,000 |
| Securities held to maturity | 1,052,000 | 1,051,000 | 550,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,632,000 | 119,972,000 | 118,961,000 | 129,951,000 |
| Interest-bearing deposits | 93,199,000 | 93,447,000 | 91,742,000 | 103,214,000 |
| Noninterest-bearing deposits | 26,433,000 | 26,525,000 | 27,219,000 | 26,737,000 |
| Equity capital | 14,643,000 | 15,206,000 | 16,050,000 | 16,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,036,000 | 6,036,000 | 8,030,000 |
| Interest expense | 538,000 | 1,014,000 | 1,476,000 | 1,909,000 |
| Net interest income | 1,532,000 | 3,022,000 | 4,560,000 | 6,121,000 |
| Noninterest income | 320,000 | 661,000 | 1,112,000 | 1,807,000 |
| Noninterest expense | 1,335,000 | 2,618,000 | 4,005,000 | 5,529,000 |
| Provision for loan losses | 68,000 | 85,000 | 93,000 | 398,000 |
| Pretax income | 451,000 | 977,000 | 1,572,000 | 1,999,000 |
| Income tax | 153,000 | 323,000 | 522,000 | 535,000 |
| Net income | 298,000 | 654,000 | 1,050,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,319,000 | 14,673,000 | 15,067,000 | 15,472,000 |
| Total capital | 15,337,000 | 15,708,000 | 16,105,000 | 16,350,000 |
| Risk-weighted assets | 113,990,000 | 107,610,000 | 114,865,000 | 121,086,000 |