Call reports 2001
METROBANK — 2001
What METROBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,406,000 | 132,290,000 | 133,985,000 | 135,326,000 |
| Total loans | 94,904,000 | 88,433,000 | 85,883,000 | 92,835,000 |
| Allowance for loan losses | 905,000 | 905,000 | 841,000 | 965,000 |
| Securities available for sale | 15,464,000 | 16,557,000 | 25,419,000 | 27,112,000 |
| Securities held to maturity | 1,651,000 | 1,652,000 | 1,652,000 | 1,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,346,000 | 117,943,000 | 119,183,000 | 120,312,000 |
| Interest-bearing deposits | 82,713,000 | 87,920,000 | 90,163,000 | 88,249,000 |
| Noninterest-bearing deposits | 28,633,000 | 30,023,000 | 29,020,000 | 32,063,000 |
| Equity capital | 13,374,000 | 13,716,000 | 14,090,000 | 14,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,548,000 | 6,783,000 | 8,909,000 |
| Interest expense | 851,000 | 1,695,000 | 2,497,000 | 3,173,000 |
| Net interest income | 1,433,000 | 2,853,000 | 4,286,000 | 5,736,000 |
| Noninterest income | 300,000 | 675,000 | 980,000 | 1,466,000 |
| Noninterest expense | 1,308,000 | 2,619,000 | 3,855,000 | 5,237,000 |
| Provision for loan losses | 23,000 | 57,000 | 78,000 | 262,000 |
| Pretax income | 402,000 | 861,000 | 1,334,000 | 1,694,000 |
| Income tax | 138,000 | 294,000 | 456,000 | 516,000 |
| Net income | 264,000 | 567,000 | 878,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,841,000 | 13,416,000 | 13,726,000 | 14,022,000 |
| Total capital | 13,746,000 | 14,321,000 | 14,567,000 | 14,987,000 |
| Risk-weighted assets | 104,018,000 | 102,190,000 | 115,199,000 | 113,133,000 |