Call reports 2015
CAPE BANK — 2015
What CAPE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,089,148,000 | 1,555,962,000 | 1,564,514,000 | 1,603,138,000 |
| Total loans | 781,298,000 | 1,125,346,000 | 1,125,778,000 | 1,175,033,000 |
| Allowance for loan losses | 9,164,000 | 10,313,000 | 10,012,000 | 9,989,000 |
| Securities available for sale | 142,111,000 | 250,450,000 | 257,131,000 | 257,349,000 |
| Securities held to maturity | 16,020,000 | 11,433,000 | 11,112,000 | 10,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,147,000 | 1,279,729,000 | 1,292,096,000 | 1,317,669,000 |
| Interest-bearing deposits | 656,052,000 | 1,121,431,000 | 1,120,524,000 | 1,154,634,000 |
| Noninterest-bearing deposits | 96,095,000 | 158,298,000 | 171,572,000 | 163,035,000 |
| Equity capital | 133,114,000 | 164,644,000 | 162,970,000 | 161,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,768,000 | 23,576,000 | 37,636,000 | 51,601,000 |
| Interest expense | 1,373,000 | 3,066,000 | 4,690,000 | 6,301,000 |
| Net interest income | 8,395,000 | 20,510,000 | 32,946,000 | 45,300,000 |
| Noninterest income | 166,000 | 7,580,000 | 9,464,000 | 10,451,000 |
| Noninterest expense | 6,847,000 | 17,445,000 | 26,607,000 | 36,026,000 |
| Provision for loan losses | 0 | 2,213,000 | 2,675,000 | 2,675,000 |
| Pretax income | 1,828,000 | 8,531,000 | 13,244,000 | 17,200,000 |
| Income tax | 616,000 | 755,000 | 2,179,000 | 3,637,000 |
| Net income | 1,212,000 | 7,776,000 | 11,065,000 | 13,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,173,000 | 138,442,000 | 136,691,000 | 133,677,000 |
| Total capital | 118,426,000 | 148,997,000 | 146,945,000 | 143,908,000 |
| Risk-weighted assets | 790,201,000 | 1,128,164,000 | 1,159,429,000 | 1,206,011,000 |