Call reports 2014
CAPE BANK — 2014
What CAPE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,090,777,000 | 1,091,453,000 | 1,081,481,000 | 1,080,724,000 |
| Total loans | 788,437,000 | 786,840,000 | 782,196,000 | 779,676,000 |
| Allowance for loan losses | 9,736,000 | 9,730,000 | 9,799,000 | 9,387,000 |
| Securities available for sale | 159,869,000 | 161,631,000 | 160,253,000 | 161,990,000 |
| Securities held to maturity | 17,727,000 | 17,782,000 | 17,796,000 | 17,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,958,000 | 815,612,000 | 802,701,000 | 798,462,000 |
| Interest-bearing deposits | 718,724,000 | 725,644,000 | 710,045,000 | 710,788,000 |
| Noninterest-bearing deposits | 86,234,000 | 89,968,000 | 92,656,000 | 87,674,000 |
| Equity capital | 131,113,000 | 131,095,000 | 130,892,000 | 132,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,364,000 | 20,607,000 | 30,849,000 | 40,997,000 |
| Interest expense | 1,273,000 | 2,614,000 | 4,043,000 | 5,495,000 |
| Net interest income | 9,091,000 | 17,993,000 | 26,806,000 | 35,502,000 |
| Noninterest income | 1,082,000 | 1,924,000 | 2,995,000 | 3,311,000 |
| Noninterest expense | 6,407,000 | 12,736,000 | 19,376,000 | 25,809,000 |
| Provision for loan losses | 2,212,000 | 2,327,000 | 2,480,000 | 3,014,000 |
| Pretax income | 3,443,000 | 6,821,000 | 10,045,000 | 12,287,000 |
| Income tax | 1,249,000 | 2,504,000 | 3,555,000 | 4,257,000 |
| Net income | 2,194,000 | 4,317,000 | 6,490,000 | 8,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,227,000 | 100,625,000 | 100,773,000 | 104,519,000 |
| Total capital | 110,841,000 | 110,296,000 | 110,446,000 | 113,995,000 |
| Risk-weighted assets | 768,937,000 | 773,613,000 | 773,651,000 | 783,509,000 |