Call reports 2013
CAPE BANK — 2013
What CAPE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,032,944,000 | 1,050,282,000 | 1,074,195,000 | 1,092,647,000 |
| Total loans | 733,367,000 | 747,037,000 | 776,107,000 | 791,271,000 |
| Allowance for loan losses | 9,681,000 | 9,786,000 | 10,007,000 | 9,330,000 |
| Securities available for sale | 172,680,000 | 169,257,000 | 159,910,000 | 166,366,000 |
| Securities held to maturity | 0 | 0 | 10,148,000 | 9,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,897,000 | 798,167,000 | 830,362,000 | 800,315,000 |
| Interest-bearing deposits | 689,917,000 | 699,988,000 | 727,734,000 | 715,934,000 |
| Noninterest-bearing deposits | 92,980,000 | 98,179,000 | 102,628,000 | 84,381,000 |
| Equity capital | 139,360,000 | 134,925,000 | 130,553,000 | 130,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,187,000 | 20,373,000 | 30,794,000 | 41,425,000 |
| Interest expense | 1,522,000 | 2,938,000 | 4,288,000 | 5,590,000 |
| Net interest income | 8,665,000 | 17,435,000 | 26,506,000 | 35,835,000 |
| Noninterest income | 1,163,000 | 2,664,000 | 4,479,000 | 5,649,000 |
| Noninterest expense | 7,224,000 | 14,493,000 | 21,568,000 | 28,712,000 |
| Provision for loan losses | 297,000 | 610,000 | 1,059,000 | 2,011,000 |
| Pretax income | 2,597,000 | 5,286,000 | 8,648,000 | 10,200,000 |
| Income tax | 970,000 | 1,978,000 | 3,340,000 | 4,236,000 |
| Net income | 1,627,000 | 3,308,000 | 5,308,000 | 5,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,830,000 | 102,709,000 | 98,709,000 | 101,008,000 |
| Total capital | 113,038,000 | 112,071,000 | 108,294,000 | 110,427,000 |
| Risk-weighted assets | 736,090,000 | 748,471,000 | 766,264,000 | 772,582,000 |