Call reports 2012
CAPE BANK — 2012
What CAPE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,058,958,000 | 1,048,132,000 | 1,043,148,000 | 1,040,554,000 |
| Total loans | 733,080,000 | 739,120,000 | 741,467,000 | 733,043,000 |
| Allowance for loan losses | 12,361,000 | 12,669,000 | 12,483,000 | 9,852,000 |
| Securities available for sale | 190,405,000 | 162,743,000 | 171,302,000 | 173,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,239,000 | 793,088,000 | 757,043,000 | 787,232,000 |
| Interest-bearing deposits | 684,788,000 | 700,319,000 | 666,080,000 | 698,325,000 |
| Noninterest-bearing deposits | 83,451,000 | 92,769,000 | 90,963,000 | 88,907,000 |
| Equity capital | 136,244,000 | 136,973,000 | 139,621,000 | 140,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,362,000 | 22,365,000 | 33,393,000 | 43,997,000 |
| Interest expense | 2,545,000 | 4,843,000 | 6,819,000 | 8,515,000 |
| Net interest income | 8,817,000 | 17,522,000 | 26,574,000 | 35,482,000 |
| Noninterest income | 1,257,000 | 2,728,000 | 3,866,000 | 4,845,000 |
| Noninterest expense | 7,192,000 | 15,352,000 | 22,812,000 | 29,867,000 |
| Provision for loan losses | 673,000 | 1,841,000 | 2,551,000 | 4,461,000 |
| Pretax income | 2,389,000 | 4,011,000 | 6,032,000 | 7,595,000 |
| Income tax | 807,000 | 1,284,000 | 1,684,000 | 2,786,000 |
| Net income | 1,582,000 | 2,727,000 | 4,348,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,579,000 | 97,851,000 | 99,716,000 | 104,015,000 |
| Total capital | 106,005,000 | 107,209,000 | 109,000,000 | 113,229,000 |
| Risk-weighted assets | 751,084,000 | 745,250,000 | 739,393,000 | 736,410,000 |