Call reports 2011
CAPE BANK — 2011
What CAPE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,061,876,000 | 1,068,016,000 | 1,078,921,000 | 1,071,448,000 |
| Total loans | 778,664,000 | 770,227,000 | 748,972,000 | 736,651,000 |
| Allowance for loan losses | 13,032,000 | 13,332,000 | 14,157,000 | 12,653,000 |
| Securities available for sale | 162,860,000 | 176,716,000 | 187,592,000 | 191,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,936,000 | 785,444,000 | 777,263,000 | 777,963,000 |
| Interest-bearing deposits | 690,459,000 | 701,598,000 | 694,821,000 | 698,630,000 |
| Noninterest-bearing deposits | 73,477,000 | 83,846,000 | 82,442,000 | 79,333,000 |
| Equity capital | 129,542,000 | 132,978,000 | 135,007,000 | 134,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,179,000 | 23,719,000 | 35,315,000 | 46,676,000 |
| Interest expense | 3,105,000 | 6,105,000 | 9,067,000 | 11,930,000 |
| Net interest income | 9,074,000 | 17,614,000 | 26,248,000 | 34,746,000 |
| Noninterest income | 1,144,000 | 4,168,000 | 4,665,000 | 4,405,000 |
| Noninterest expense | 6,824,000 | 13,630,000 | 20,933,000 | 28,286,000 |
| Provision for loan losses | 2,400,000 | 6,311,000 | 15,073,000 | 19,607,000 |
| Pretax income | 931,000 | 1,778,000 | -5,200,000 | -10,050,000 |
| Income tax | -7,386,000 | -7,205,000 | -15,391,000 | -18,253,000 |
| Net income | 8,317,000 | 8,983,000 | 10,191,000 | 8,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,514,000 | 102,338,000 | 100,792,000 | 94,686,000 |
| Total capital | 111,827,000 | 112,305,000 | 110,699,000 | 104,144,000 |
| Risk-weighted assets | 822,202,000 | 795,244,000 | 788,231,000 | 753,393,000 |