Call reports 2010
CAPE BANK — 2010
What CAPE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,072,970,000 | 1,072,365,000 | 1,054,378,000 | 1,061,290,000 |
| Total loans | 796,622,000 | 786,978,000 | 775,174,000 | 786,080,000 |
| Allowance for loan losses | 11,876,000 | 11,916,000 | 12,621,000 | 12,538,000 |
| Securities available for sale | 153,743,000 | 159,702,000 | 158,106,000 | 162,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 769,518,000 | 789,125,000 | 755,190,000 | 756,272,000 |
| Interest-bearing deposits | 700,424,000 | 716,165,000 | 679,180,000 | 684,801,000 |
| Noninterest-bearing deposits | 69,094,000 | 72,959,000 | 76,010,000 | 71,471,000 |
| Equity capital | 117,498,000 | 119,097,000 | 121,771,000 | 120,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,670,000 | 25,572,000 | 38,294,000 | 50,575,000 |
| Interest expense | 4,047,000 | 7,865,000 | 11,506,000 | 14,866,000 |
| Net interest income | 8,623,000 | 17,707,000 | 26,788,000 | 35,709,000 |
| Noninterest income | 1,068,000 | 2,175,000 | 3,328,000 | 4,403,000 |
| Noninterest expense | 6,797,000 | 14,001,000 | 20,605,000 | 27,376,000 |
| Provision for loan losses | 244,000 | 1,952,000 | 4,652,000 | 7,496,000 |
| Pretax income | 79,000 | 811,000 | 1,744,000 | 2,648,000 |
| Income tax | -533,000 | -533,000 | -1,491,000 | -1,460,000 |
| Net income | 612,000 | 1,344,000 | 3,235,000 | 4,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,978,000 | 99,843,000 | 101,970,000 | 103,092,000 |
| Total capital | 109,335,000 | 110,375,000 | 112,345,000 | 113,313,000 |
| Risk-weighted assets | 826,919,000 | 841,104,000 | 827,649,000 | 815,241,000 |