Call reports 2009
CAPE BANK — 2009
What CAPE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,105,676,000 | 1,110,590,000 | 1,067,226,000 | 1,072,838,000 |
| Total loans | 806,813,000 | 812,966,000 | 804,240,000 | 803,182,000 |
| Allowance for loan losses | 11,924,000 | 12,081,000 | 13,778,000 | 13,311,000 |
| Securities available for sale | 125,529,000 | 123,716,000 | 111,513,000 | 152,815,000 |
| Securities held to maturity | 49,600,000 | 47,163,000 | 44,942,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 792,597,000 | 746,715,000 | 765,392,000 | 739,405,000 |
| Interest-bearing deposits | 725,718,000 | 671,406,000 | 690,403,000 | 674,222,000 |
| Noninterest-bearing deposits | 66,879,000 | 75,309,000 | 74,989,000 | 65,183,000 |
| Equity capital | 129,465,000 | 131,256,000 | 112,946,000 | 114,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,036,000 | 28,119,000 | 41,569,000 | 54,816,000 |
| Interest expense | 5,290,000 | 10,449,000 | 15,021,000 | 19,366,000 |
| Net interest income | 8,746,000 | 17,670,000 | 26,548,000 | 35,450,000 |
| Noninterest income | 898,000 | 2,228,000 | 3,035,000 | 3,756,000 |
| Noninterest expense | 7,854,000 | 14,335,000 | 20,615,000 | 27,973,000 |
| Provision for loan losses | 745,000 | 2,609,000 | 12,375,000 | 13,159,000 |
| Pretax income | -494,000 | -488,000 | -7,053,000 | -5,864,000 |
| Income tax | -413,000 | -534,000 | 12,038,000 | 12,038,000 |
| Net income | -81,000 | 46,000 | -19,091,000 | -17,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,975,000 | 113,301,000 | 96,948,000 | 98,256,000 |
| Total capital | 119,999,000 | 125,000,000 | 108,113,000 | 109,013,000 |
| Risk-weighted assets | 880,949,000 | 935,418,000 | 890,510,000 | 857,918,000 |