Call reports 2002
CAPE BANK — 2002
What CAPE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 434,088,000 | 443,897,000 | 458,029,000 | 460,517,000 |
| Total loans | 318,828,000 | 315,593,000 | 310,099,000 | 324,568,000 |
| Allowance for loan losses | 2,684,000 | 2,833,000 | 2,252,000 | 2,252,000 |
| Securities available for sale | 42,752,000 | 51,779,000 | 66,288,000 | 60,762,000 |
| Securities held to maturity | 24,550,000 | 23,490,000 | 22,121,000 | 21,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,240,000 | 365,454,000 | 381,429,000 | 376,092,000 |
| Interest-bearing deposits | 336,861,000 | 337,370,000 | 350,432,000 | 348,012,000 |
| Noninterest-bearing deposits | 22,379,000 | 28,084,000 | 30,997,000 | 28,080,000 |
| Equity capital | 48,335,000 | 49,471,000 | 50,513,000 | 51,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,997,000 | 13,870,000 | 20,861,000 | 27,671,000 |
| Interest expense | 2,912,000 | 5,687,000 | 8,361,000 | 10,770,000 |
| Net interest income | 4,085,000 | 8,183,000 | 12,500,000 | 16,901,000 |
| Noninterest income | 595,000 | 1,221,000 | 1,901,000 | 2,503,000 |
| Noninterest expense | 2,914,000 | 6,048,000 | 9,129,000 | 12,441,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 1,616,000 | 3,056,000 | 4,822,000 | 6,513,000 |
| Income tax | 505,000 | 917,000 | 1,649,000 | 2,235,000 |
| Net income | 1,111,000 | 2,139,000 | 3,173,000 | 4,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,214,000 | 48,256,000 | 49,540,000 | 50,618,000 |
| Total capital | 49,898,000 | 51,089,000 | 51,792,000 | 52,870,000 |
| Risk-weighted assets | 282,838,000 | 283,350,000 | 288,859,000 | 299,066,000 |