Call reports 2001
CAPE BANK — 2001
What CAPE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 401,199,000 | 408,392,000 | 426,512,000 | 426,923,000 |
| Total loans | 288,312,000 | 302,967,000 | 307,203,000 | 315,119,000 |
| Allowance for loan losses | 2,147,000 | 2,295,000 | 2,385,000 | 2,534,000 |
| Securities available for sale | 47,481,000 | 42,037,000 | 43,511,000 | 43,121,000 |
| Securities held to maturity | 27,386,000 | 25,023,000 | 23,900,000 | 24,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,247,000 | 339,925,000 | 356,373,000 | 353,531,000 |
| Interest-bearing deposits | 313,289,000 | 316,702,000 | 331,108,000 | 327,682,000 |
| Noninterest-bearing deposits | 18,958,000 | 23,223,000 | 25,265,000 | 25,849,000 |
| Equity capital | 44,297,000 | 45,328,000 | 46,746,000 | 47,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,980,000 | 14,162,000 | 21,271,000 | 28,377,000 |
| Interest expense | 3,825,000 | 7,588,000 | 11,173,000 | 14,379,000 |
| Net interest income | 3,155,000 | 6,574,000 | 10,098,000 | 13,998,000 |
| Noninterest income | 451,000 | 1,112,000 | 1,804,000 | 2,565,000 |
| Noninterest expense | 2,550,000 | 5,087,000 | 7,626,000 | 10,928,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 906,000 | 2,299,000 | 3,831,000 | 5,041,000 |
| Income tax | 231,000 | 636,000 | 1,090,000 | 1,404,000 |
| Net income | 675,000 | 1,663,000 | 2,741,000 | 3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,734,000 | 44,708,000 | 45,905,000 | 46,420,000 |
| Total capital | 45,881,000 | 47,003,000 | 48,290,000 | 48,954,000 |
| Risk-weighted assets | 253,376,000 | 267,105,000 | 269,139,000 | 275,451,000 |