Call reports 2009
FIRST STATE BANK OF BIGGSVILLE — 2009
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 17,898,000 | 19,049,000 | 20,300,000 |
| Total loans | 6,852,000 | 7,280,000 | 7,558,000 |
| Allowance for loan losses | 205,000 | 205,000 | 205,000 |
| Securities available for sale | 9,564,000 | 10,430,000 | 10,620,000 |
| Securities held to maturity | 53,000 | 53,000 | 53,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 14,973,000 | 16,014,000 | 16,984,000 |
| Interest-bearing deposits | 12,624,000 | 13,998,000 | 15,039,000 |
| Noninterest-bearing deposits | 2,349,000 | 2,016,000 | 1,945,000 |
| Equity capital | 2,885,000 | 2,985,000 | 3,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 237,000 | 476,000 | 728,000 |
| Interest expense | 69,000 | 138,000 | 213,000 |
| Net interest income | 168,000 | 338,000 | 515,000 |
| Noninterest income | 13,000 | 34,000 | 56,000 |
| Noninterest expense | 112,000 | 229,000 | 336,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 69,000 | 143,000 | 235,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 69,000 | 143,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 2,691,000 | 2,716,000 | 2,737,000 |
| Total capital | 2,829,000 | 2,863,000 | 2,892,000 |
| Risk-weighted assets | 10,950,000 | 11,697,000 | 12,386,000 |