Call reports 2008
FIRST STATE BANK OF BIGGSVILLE — 2008
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 17,373,000 | 17,519,000 | 17,664,000 | 18,017,000 |
| Total loans | 7,160,000 | 7,106,000 | 6,746,000 | 7,143,000 |
| Allowance for loan losses | 204,000 | 203,000 | 203,000 | 205,000 |
| Securities available for sale | 7,923,000 | 8,680,000 | 8,989,000 | 9,996,000 |
| Securities held to maturity | 53,000 | 53,000 | 53,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,465,000 | 14,804,000 | 14,902,000 | 14,550,000 |
| Interest-bearing deposits | 12,383,000 | 12,908,000 | 13,051,000 | 10,865,000 |
| Noninterest-bearing deposits | 2,082,000 | 1,896,000 | 1,851,000 | 3,685,000 |
| Equity capital | 2,851,000 | 2,665,000 | 2,712,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 472,000 | 708,000 | 946,000 |
| Interest expense | 104,000 | 196,000 | 280,000 | 355,000 |
| Net interest income | 138,000 | 276,000 | 428,000 | 591,000 |
| Noninterest income | 20,000 | 37,000 | 53,000 | 65,000 |
| Noninterest expense | 104,000 | 213,000 | 317,000 | 432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 100,000 | 164,000 | 224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 100,000 | 164,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,658,000 | 2,665,000 | 2,687,000 | 2,621,000 |
| Total capital | 2,778,000 | 2,787,000 | 2,814,000 | 2,764,000 |
| Risk-weighted assets | 9,493,000 | 9,643,000 | 10,107,000 | 11,388,000 |