Call reports 2007
FIRST STATE BANK OF BIGGSVILLE — 2007
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,464,000 | 15,956,000 | 16,159,000 | 16,698,000 |
| Total loans | 7,714,000 | 7,479,000 | 7,831,000 | 7,598,000 |
| Allowance for loan losses | 210,000 | 211,000 | 212,000 | 203,000 |
| Securities available for sale | 6,908,000 | 7,304,000 | 6,760,000 | 8,339,000 |
| Securities held to maturity | 153,000 | 53,000 | 53,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,891,000 | 13,420,000 | 13,505,000 | 13,447,000 |
| Interest-bearing deposits | 12,001,000 | 11,582,000 | 11,713,000 | 11,220,000 |
| Noninterest-bearing deposits | 1,890,000 | 1,838,000 | 1,792,000 | 2,227,000 |
| Equity capital | 2,510,000 | 2,473,000 | 2,585,000 | 2,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 442,000 | 667,000 | 907,000 |
| Interest expense | 92,000 | 190,000 | 295,000 | 406,000 |
| Net interest income | 129,000 | 252,000 | 372,000 | 501,000 |
| Noninterest income | 15,000 | 29,000 | 52,000 | 71,000 |
| Noninterest expense | 123,000 | 215,000 | 321,000 | 431,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 66,000 | 103,000 | 141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 66,000 | 103,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,561,000 | 2,591,000 | 2,596,000 | 2,603,000 |
| Total capital | 2,680,000 | 2,706,000 | 2,714,000 | 2,725,000 |
| Risk-weighted assets | 9,406,000 | 9,094,000 | 9,366,000 | 9,693,000 |