Call reports 2006
FIRST STATE BANK OF BIGGSVILLE — 2006
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,462,000 | 15,549,000 | 15,370,000 | 15,530,000 |
| Total loans | 7,132,000 | 7,199,000 | 7,355,000 | 7,352,000 |
| Allowance for loan losses | 210,000 | 210,000 | 210,000 | 210,000 |
| Securities available for sale | 6,847,000 | 7,068,000 | 7,052,000 | 6,926,000 |
| Securities held to maturity | 154,000 | 154,000 | 154,000 | 153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,988,000 | 13,126,000 | 12,430,000 | 12,231,000 |
| Interest-bearing deposits | 11,436,000 | 11,622,000 | 11,090,000 | 10,771,000 |
| Noninterest-bearing deposits | 1,552,000 | 1,504,000 | 1,340,000 | 1,460,000 |
| Equity capital | 2,430,000 | 2,368,000 | 2,457,000 | 2,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 403,000 | 601,000 | 805,000 |
| Interest expense | 72,000 | 150,000 | 238,000 | 329,000 |
| Net interest income | 134,000 | 253,000 | 363,000 | 476,000 |
| Noninterest income | 17,000 | 32,000 | 53,000 | 68,000 |
| Noninterest expense | 107,000 | 211,000 | 322,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 74,000 | 94,000 | 127,000 |
| Income tax | 1,000 | 0 | 1,000 | 1,000 |
| Net income | 43,000 | 74,000 | 93,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,534,000 | 2,534,000 | 2,525,000 | 2,540,000 |
| Total capital | 2,646,000 | 2,648,000 | 2,639,000 | 2,656,000 |
| Risk-weighted assets | 8,865,000 | 8,991,000 | 9,031,000 | 9,221,000 |